Natural disasters can do significant damage to your property, and you’ll be responsible for fixing it. Hail damage is common in San Antonio and is responsible for destroying a lot of roofs. Hail damage to your roof and house is often covered by homeowner’s insurance. However, the scope of coverage may vary depending on where you reside and the details of your policy. Your policy’s price and the extent to which you’re covered may vary depending on how often severe weather strikes where you live.
Insurance companies often do not pay out for “cosmetic” roof damage if it does not affect the roof’s ability to operate. The cost of repairs from wind and hail damage may be deducted from some policies in a separate way. To protect their roofing against storms, San Antonio homeowners, for instance, have the option of keeping such coverage in their insurance or choosing a different deductible.
Does roofing damage get paid for by homeowners insurance? The majority of insurers will cover the cost of replacing your roof if it is damaged in a storm, but they will not do so if the damage was caused by improper upkeep. Regular wear and tear or the roof’s natural life span are not covered by insurance plans because they are the homeowner’s responsibility. That’s why it’s so important to keep an eye on your roof and make repairs as needed.
Taking Precautions Against Hail Damage
Any time is a good time for a hailstorm, therefore it’s essential to be ready in case one hits unexpectedly and causes damage to your property. Roof inspections should be performed twice yearly by a professional to detect issues before they become problematic. If your roof is in need of repair or replacement, it is in your best interest to spend the money on high-quality, long-lasting materials like impact-resistant shingles.
Your next move should be to secure your windows from the storm by installing shutters. As an additional kind of assistance, you can close all curtains and blinds to keep the outside elements out. Most storms may be avoided by installing windows that are resistant to wind and damage.
Although it is impossible to completely avoid roof damage due to hail, there are steps you can do to make repairs easier to manage.
Need Help With Your Leaky Roof? Call The Best Roofer in San Antonio!
By taking preventative measures against storm damage, you increase the likelihood that your home will survive the event. If you follow the advice above and familiarize yourself with your insurance coverage, you should be better prepared for the next storm. As a top-rated roofer in San Antonio, we can handle all of your roofing needs, including new roof installation, roof replacement, roof repairs, and maintenance. Contact us right away at (210) 310-5543 for a free roof assessment if you suspect a recent hailstorm has damaged your roof or if you want to be proactive in preventing major damage.